Terms of Use

1. Acceptance and Scope

By accessing nexoralivium's website at nexoralivium.com, creating an account, or using our financial education services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms create a legally binding agreement between you and nexoralivium Limited, a company registered in the United Kingdom.

Our services include educational content, customer relationship management tools, webinars, and financial literacy resources. These terms apply to all interactions with our platform, whether as a registered user or visitor.

2. User Eligibility and Account Registration

You must be at least 18 years of age to use our services. By registering, you represent that all information provided is accurate, current, and complete. You're responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• Provide accurate personal and contact information during registration
• Maintain the security of your login credentials
• Notify us immediately of any unauthorized account access
• Use the platform only for lawful purposes related to financial education
• Comply with all applicable local, national, and international laws

3. Service Description and Educational Nature

nexoralivium provides educational resources focused on financial literacy and customer relationship management. Our platform offers learning materials, webinars, and tools designed to enhance understanding of financial concepts and business practices.

Our educational courses and resources are designed to be completed over extended periods, typically six months to one year, allowing for comprehensive learning and skill development.

4. User Conduct and Prohibited Activities

Users must conduct themselves appropriately while using our services. The following activities are strictly prohibited:

• Attempting to gain unauthorized access to our systems or other user accounts
• Uploading or transmitting viruses, malware, or other harmful code
• Using our platform to distribute spam, unsolicited communications, or promotional materials
• Engaging in activities that could damage, disable, or impair our services
• Violating intellectual property rights of nexoralivium or third parties
• Creating multiple accounts to circumvent platform limitations
• Using automated tools to access or interact with our services without permission

5. Intellectual Property Rights

All content, materials, and resources available through nexoralivium's platform, including but not limited to text, graphics, logos, course materials, software, and multimedia content, are protected by copyright, trademark, and other intellectual property laws.

Users are granted a limited, non-exclusive, non-transferable license to access and use our educational materials solely for personal learning purposes. This license does not permit redistribution, commercial use, or modification of our content without explicit written permission.

6. Privacy and Data Protection

We collect, process, and store personal information in accordance with applicable data protection laws, including the UK General Data Protection Regulation. Our detailed Privacy Policy, available separately on our website, describes how we handle your personal information.

By using our services, you consent to our collection and use of information as described in our Privacy Policy. We implement appropriate security measures to protect your personal data, but cannot guarantee absolute security of information transmitted over the internet.

7. Payment Terms and Refund Policy

Fees for our educational programs and services are clearly displayed before purchase. All payments are processed securely through our designated payment processors. Prices are subject to change with reasonable notice.

8. Limitation of Liability

nexoralivium's liability is limited to the maximum extent permitted by applicable law. We provide our educational services "as is" without warranties of any kind, whether express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure.

In no event shall nexoralivium be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our services.

9. Termination and Suspension

We reserve the right to suspend or terminate user accounts for violations of these terms, suspicious activity, or at our sole discretion. Users may terminate their accounts at any time by contacting our support team.

Upon termination, your access to our services will cease, though certain provisions of these terms will survive termination, including intellectual property rights, limitation of liability, and governing law clauses.

10. Modifications and Updates

nexoralivium reserves the right to modify these Terms of Use at any time. Significant changes will be communicated through email notifications or prominent website notices. Your continued use of our services after modifications constitutes acceptance of the updated terms.

We recommend reviewing these terms periodically to stay informed of any changes. The effective date at the top of this document indicates when the terms were last updated.

11. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services will be resolved through the courts of England and Wales, and you consent to the exclusive jurisdiction of these courts.

Before initiating formal legal proceedings, we encourage users to contact our support team to resolve disputes amicably. Many concerns can be addressed through direct communication.